The decision of the Swiss central bank in June did not bring new elements to its monetary policy. Interest rates in this country still remain historically low and close to zero, and the level of 1.20 euro against the franc is still and will be defended at all costs. This is good information for all…
The credit line is one of the features of most checking accounts and represents a sensible solution for the short-term bridging of an extraordinary need for money. However, due to the high debt interest, on the extent to which the compound interest effect also has an effect after each quarterly interest calculation, not recommended. Online…
Recognize incorrect cancellation policy of the bank The right of withdrawal and a written explanation about it are an elementary part of the consumer protection. Since 2002, banks have also been obliged to carry out such revocation policies for real estate financing. In the implementation, but has done almost every bank rough blunder. As a…
Loan for apprentices: this is how you avoid the hurdles Apprentices often find it hard to get credit at the banks. Their income is not yet high enough that repayment seems to be possible. However, if the car needs to be repaired urgently or if other expenses are not to be paid out of reserves,…
The various unforeseen situations in everyday life can suddenly lead to the fact that you urgently need money, but as soon as none is available. An accident or a major repair on the car, a broken washing machine or damage to the house – the situations are varied. Large sums are not always required, but…
A student loan in the narrower sense serves to partially finance the study, including the cost of living during that time. It is thus aimed at visitors to a university or similar institution. In the common usage, which the financial institutions have partially joined, the student loan, however, includes loans for training at technical schools.…
If you have completed a real estate loan in the period from 2002 to 2010 and were insufficiently informed about your right of revocation, you have been able to withdraw from your loan indefinitely. However, this will change in the future: on 18 February 2016, the Bundestag amended the right for residential mortgages so that…
Lazy loans: Necessary evil or interesting tax trick? Lazy loans are dangerous: they put banks in financial distress, they are a risk to the taxpayer, and they are a sign of bankers’ greed. That, at the very least, is the prevailing opinion in the media, given the current coverage. On closer inspection, the situation looks…
The disbursal of loans should be made as simple as possible, because only then the you will be happy. And that, of course, makes us happy since your recommendation is the best business card for us, which is what truly matters to us. We work together with many different banks both nationally and internationally, which…
For a larger purchase, you have decided to apply for a loan. Now, good advice is expensive, because the range of lenders is large. You can find the way to the loan that suits you through Financial Expert. But until the money finds its way to you, the bank wants to first secure and determine…